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Welcome to our Web site, where you’ll find a wealth of information in the form of newsletter articles, calculators, and research reports.

We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this Web site to help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation. Most important, we hope you see the value of working with caring skilled professionals to pursue your financial goals.

We’re here to help educate you about the basic concepts of financial management; to help you learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of “favorites” in your Internet browser. We frequently update our information, and we wouldn’t want you to miss any developments in the area of personal finance.

For a Complimentary Financial Review contact Kathie Novotny at Your Path Financial. 

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Pay Yourself First

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This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).

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Use this calculator to estimate your capital gains tax.

Taxable vs. Tax-Deferred Savings

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A number of questions and concerns need to be addressed to help you better prepare for retirement living.

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Selecting a mortgage isn't an easy process. Get a better understanding of how professionals make the right decisions.

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The question used to be, “How low can interest rates go?” Now it's, “How long can rates remain at their historic low levels?”

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A portfolio created with your long-term objectives in mind is crucial as you pursue your dream retirement.

Making Your Tax Bracket Work

Have you explored all your options when it comes to managing your taxable income?

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